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What if You Can’t Afford to See a Doctor or Pay Your Emergency Room Bills?

Many people living in Texas don’t have health insurance to help them pay for the medical treatment they need immediately after they’ve been involved in a wreck. Even if an accident victim has health insurance, the odds decrease daily that their medical treatment will be paid through their health benefits. Regardless of whether or not they have health insurance, many accident victims are reluctant to get recurring treatment after the car wreck for their injuries because they don’t think they can afford to take time off from work that they’ll need to see a doctor. Perhaps they can’t afford to pay the high deductibles which make using their health insurance impractical.More on this webpage

Seeing a doctor and getting treatment for your injuries after an accident is essential to your health and your injury claim or lawsuit. If you can’t afford treatment or if you already have medical bills that you can’t pay, there’s probably something that our personal injury lawyers can do to help. We regularly work with doctors and healthcare professionals and can refer you to the right one who will consider your personal situation and give you the medical care you need. We have helped many of our clients receive the vital treatment they need after an auto accident at no out-of-pocket cost to them. Additionally, we can explain how the time you take off from work to get the medical care you need may become part of the damage compensation owed you by the defendant in your case.

You have a Bad “Vibe” About How your Claim is Being Handled.

If you feel uncomfortable about how the insurance company is handling your case, you’re probably right. Insurance companies aren’t in business to help people but to make money. The more creative they are in finding ways to deny legitimate claims, the more money they’ll make. More on this webpage

This is especially true with most insurers who aggressively market themselves as “minimum coverage” auto insurance firms, even though we have been able to deal fairly with a few of them. You should call a lawyer if you have a bad feeling or if any of these circumstances apply:

The insurance company offers you a settlement before the full extent of the medical treatment you’ll need is known.
The insurance company offers you less money than what’s due on your car loan.
The insurance company doesn’t offer you a rental car while a mechanic is servicing your vehicle.
The insurance company tells you they’ll pay your claim when you submit your bills, but they refuse to do so or keep stalling you when you ask for payment.
The insurance company takes too long to respond to your inquiries. This could mean that they’re investigating your claim behind your back or just leading you on and haven’t yet told you they’re not going to pay your claim.
The insurance company tells you that a settlement offer is “all you’re entitled to” or “the best you’re going to get”.

If you’re fortunate and none of the above circumstances apply, the odds are pretty good that you can handle your case on your own without the assistance of a lawyer. Sometimes car accident victims can successfully protect their rights when they’ve been involved in a wreck that only resulted in damage to their vehicle. If your car was damaged, but you’re not injured, insurance companies are bound by strict guidelines when it comes to compensating you for damages to your vehicle or its replacement. Since these guidelines give them little wiggle room, insurance companies have fewer opportunities to rip you off when they reimburse you for your repair bills or vehicle replacement.

After a wreck in which your car has been damaged, take down the other driver’s contact and insurance information. Next, drive your car or have it towed to a mechanic. The mechanic will bill your insurance company directly, and your insurance company will pay the mechanic. Your insurance company will, in turn, submit the repair bill to the other driver’s insurance company for reimbursement.

The time after a car accident is often stressful and confusing to the victims. Don’t add to the stress and confusion by letting an inexperienced attorney handle your case or represent yourself when you are clearly unqualified to look out for your or your family’s best interests. We are uniquely qualified and fully prepared to get you the best results possible. If you or someone you know were injured in a car accident, contact an attorney at our Law Offices today at 1(800) 862-1260 (toll-free) for a free consultation and find out how we can help you.